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The world has changed significantly over the last century with huge advances in science, medicine and technology resulting in healthier, richer and longer lives. But for many, the future is not looking as bright or as rich as they hoped. An aging population and rising life expectancy are rapidly changing societies. People are living to […]
Last week, in the second of our weekly posts on a “lifetime of financial planning”, we discussed the importance of instilling the idea of financial planning in children. There is no denying that children who learn how to plan their finances and save money responsibly have a far greater chance of avoiding financial trouble in […]
In the first post in our series on group benefit plans for international schools, we looked at why it was important for schools to get the best value and service when they look at a staff benefits packages. In today’s post we take a look at health insurance plans for international schools and some of […]
International schools in Asia are far more than businesses; they play a vital role in the expatriate community. If it were not for the presence of international schools, the number of expats in Asia would be vastly reduced – in fact there would hardly be a community at all. For most families, the thought of […]
In the US Presidential election campaign there has been a lot of talk about the strength of China’s currency. Last week, the US Treasury Department delayed its semi-annual currency report until after the elections. While falling short of allegations that China is a currency manipulator, the report has previously made repeated claims that the Chinese […]
Is the ever rising cost of higher education harming the retirement savings of parents? The evidence from the US in particular, suggests that helping children through college is having a detrimental effect. Last month, The National Center for Policy Analysis in the US released a study based on data from the Bureau of Labor Statistics. […]
Last week, in the first of our of weekly posts on a lifetime of financial planning, we looked at how people can improve their lives by financial planning. Today we focus on children and how by giving them a financial education and instilling them with a culture of saving parents can lay the foundation for a […]
Life insurance is a necessity for the majority of people at some point in their lives. However, life insurance solutions can be difficult to set up correctly and you could end up with too much or too little cover or the wrong type of life insurance altogether. Life insurance does not come as a ‘one […]
There are many factors that affect savings habits such as disposable income, interest rates, age and lifestyle. Savings habits also appear to vary considerably across different countries and cultures. Statistics show that Asian countries tend to have stronger savings habits than western societies; expats in Asia could do well to learn from this. The turn […]
Property investment can be a very worthwhile addition to a diversified and well-balanced portfolio. The continuing resurgence of foreign investment into property in Manhattan is reinforcing the borough’s status as a safe haven for portfolio builders. Our property specialists have been analysing recent data reporting that the supply of new apartments for sale in Manhattan […]
At Infinity, the belief that financial planning can improve people’s lives in at the core of what we do. Taking control and understanding their finances allows people to plan for the future. Today, we publish the first in a series of weekly blog posts on how financial planning throughout a lifetime can help people meet […]
Life expectancy figures show that most people today can look forward to significantly longer lives than in any previous generation. This is due to many factors, not least of which include advanced medical care, greater health awareness and improved nutrition. Whilst living longer is undoubtedly good news, it does present challenges when it comes to […]
International professionals enjoy a lifestyle envied by many. The travel opportunities available to these expats in Asia are not just perks of the job. Moving from country to country is often a commercial and contractual necessity to ensure that their expertise provides benefit to more than one location within the business. As exotic as the […]
A survey last year showed Asia having overtaken Europe for the number of very wealthy individuals and a recent report by the Royal Bank of Canada and Capgemini now places Asia-Pacific ahead of North America in the super-wealth stakes. Super-wealthy individuals or high net worth individuals (HNWIs) are defined by having more than $1mn available […]
Retirement shortfall is endemic around the world. State pension deficits exist across Europe and many countries around the world have been trying to balance their books by raising the retirement age. This inevitably transfers the onus of planning pensions from the state to the individual terms of planning for a comfortable retirement. The Australian Financial Services Council (FSC) […]
Financial planning is an essential discipline, but becomes even more vital when dealing with different currencies and tax jurisdictions. The financial life of an expat can be complicated; salary, expenses, investments and assets may often be across several currencies and countries. The goals for financial planning remain pretty much the same – protect the financial […]
Increasing life expectancy due to ever improving but expensive healthcare, inflation and lower returns on savings all indicate the growing importance of retirement planning for an acceptable income during your retirement years. Incredibly, many people still do not give retirement planning its due priority. Retirement planning should not be ignored as the consequences can be […]
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