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Steve Maddox, from Worcester, England, studied IT and Computer Science before starting work in an IT division of Royal Insurance in the late 1980s. After a few years working in back office support he became more interested in client service and studied for the Chartered Insurance Institutes Financial Planning qualifications. Always wanting to live in […]
When the average traveller pictures a nature safari, they normally imagine leafy tropical jungles or wide open grasslands in Africa. Few think: ‘barren sandy wasteland’. Yet for those inclined to visit India’s Thar desert, the road less travelled can make all the difference. However, you’ll be hard-pressed to find anything resembling a road amidst all […]
Many expatriates are provided with medical insurance as part of their employment benefits package but worrying very few actually review the level of cover to ensure it is sufficient for their needs. Such a review of benefits limits and geographical exclusion is particularly important where the employer provide a local (domestic) health insurance plan. If […]
Most investors consider a bank account to be the safest component of their investment portfolio but the recent events with Northern Rock bank in the UK are a timely reminder that unexpected risks lurk behind unforeseen events. The 2007 Sub Prime crisis caused a global credit crunch that effectively cut off the funding requirements of […]
Recovery from high oil prices: lower commodity prices provide shares with a certain breather. We favour sectors with an easily foreseeable development of earnings. The downward trend of equities that characterised the summer has been stopped. Nevertheless, it is completely unclear whether the recovery in August 2008, partly attributable to declining oil prices, is really […]
Earlier this year billionaire investor Warren Buffet was named the world’s richest man by Forbes magazine. He also made headlines last week with his USD $5 billion investment in shares of Goldman Sachs. In so doing he managed to inject at least some small measure of confidence into the embattled United States financial system. However,we […]
One only has to drive along Norodom Boulevard to see that Cambodia’s banking sector is thriving … and growing. It seems that almost every week a new bank or banking branch is being opened, built or planned. Many Cambodian and Cambodia-based banks are now offering retail banking services such as checking accounts, savings accounts, loans, […]
Whoever coined the phrase ‘one man’s loss is another man’s gain’ might well have had the events of last week in mind. However, in a week when banks, bankruptcies and bailouts were the order of the day, it still remains to be seen just who will be the winner and who will be the loser […]
Gems Low Volatility Portfolio seeks to achieve superior risk-adjusted performance over the long term through investment in a diversified global portfolio of hedge fund strategies and managers. The Portfolio targets consistent performance, superior to bonds, of LIBOR+ 400 to500bps and 2-5% annual volatility and is available in US Dollar, Euros, Swiss Francs, Icelandic Krona, Norwegian […]
Global growth slowdown… Investors are entering the fourth quarter of the year in two minds: one says there are scary things going on, keep your money close; the other says it’s time to buy. For optimists, falling stock markets, a stabilizing dollar and aggressive action by the monetary authorities to improve market liquidity have opened […]
The Infinity Solutions Bayon Challenge, a popular football challenge that had been dormant for several years, came back to life in Phnom Penh in June. Several teams flew in from around the region to participate with teams from Cambodia. Sponsored by Infinity Financial Solutions, the event provided an excellent opportunity for local and international teams […]
South America has long been a sub-continent filled with volatile financial markets and unstable political regimes. Stalked by inflation, many of its countries are discounted as possible areas for investment. Recently, however, South America has been strengthening and moving out of North America’s shadow to hold its own in the world’s economic arena. The country […]
There are a couple things certain in life and getting older is definitely one of them. It is hard enough to see life dwindle away day-by-day, but what if you were actually much older than you thought? What if your diary says you’re 30, but you’re really 40? Calendar age is no longer a realistic […]
Wine has made quite a splash in Thailand over the last decade. Whereas fine wine connoisseurship was a rare and lofty pastime enjoyed by only a few local elites, today the ancient grape nectar plays a rapidly-increasing part in the country’s dining and socialising scene. Although a variety of folks must be credited for wine’s […]
Not content to merely mimic what already exists, a revolutionary new product called ‘freek’ provides a far-out fix for outdoor spaces that need a new dimension. A super-soft synthetic fibre with air-padding underneath, freek comes in an array of unusual colours and patterns. Maintenance is super-easy as well—just use regular water and let it dry […]
According to evolutionary theorists, our ancestors evolved for hundreds of thousands of years on lush African grasslands. Is it no wonder then that we all dearly adore verdant green sod? Indeed, love for the lawn is deeply etched in our DNA. Unfortunately we no longer have the time to sit around and watch it grow—the […]
At the beginning of the computer revolution in the 1990s the promise of ‘virtual reality’ was trumpeted so loudly you’d have thought by now we’d all be living in a Matrix-like computer simulated world. But as it turned out, face-to-face real-world interaction wasn’t outmoded so easily. On the business side of things, for example, people […]
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