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Budgeting is a very particular life skill and one which, certainly in the western world, has been replaced by a system of borrow to spend. So much so that last week we revealed how up to nine million bank statements, in the UK go unread every month due to fear of what they will say. […]
Personal budgeting is one of those things in life that most people associate with hard times. They think of gloomy days at home eating baked beans on toast with a tall glass of water, furiously working out how to save every penny to pay a stack of bills. Budgeting often leads to feelings of guilt […]
Last week, in this series of posts concerning investment options for expats in Asia, we talked about the importance of diversity in wealth management. Diversifying investments greatly helps reduce the chances of an investor’s portfolio from losing value by spreading the risk over a number of different investments. This week we will look more closely […]
In the last post in our series on group benefit plans for international schools we looked at the range of staff insurance options available for international schools. In this, the final post in this series, we will take a look at group pension plans for international schools in Asia. There is no doubt that international […]
The envelopes which terrorise post boxes on a monthly basis telling people of their financial health are seldom received with open arms. Bank statements lay out in black and white an individual’s financial circumstances and the reality for many is that they do not make happy reading. So much so in fact that a recent […]
In recent months, Infinity has had more and more expats contact us to ask how their life insurance in Asia will be affected by the introduction of gender neutral insurance policies. Many will be happy to know life insurance policies issued in Asia are not going to be affected. However, there are some important things […]
Over the past few weeks we have examined how sound financial planning throughout life can put people on the path to financial security and safeguard their savings. In this week’s post of our ‘Financial planning for a better life’ series, we will look at how financial planning for families is important for providing children and […]
In troubled financial times, wealth management needs smart management. One of the most important things expats in Asia can bear in mind when it comes to investing is to realise the importance of diversity in wealth management. The argument is most simply put in the age old adage ‘don’t put all of your eggs in […]
There is no denying that Hong Kong is, and has long been, an attractive destination for expats. Many thousands of people have come to call it home, revelling in its urban beauty. Hong Kong expats feel safe and secure in a community which prides itself in its low crime rate and dynamic environment. In the […]
In the previous post in this series we looked at options for health insurance plans for international schools and some important information faculty and management should consider when deciding on insurance coverage. In this week’s post we will discuss staff insurance plans for international schools. As with other group benefit plans, international schools that offer […]
Last week in our Lifetime of Financial Planning series, we looked at how financial planning when you take up your first real job can set you on the road to financial security. This week we will examine how young couples who are looking to the future can achieve financial stability by making the right choices […]
The total amount of outstanding student debt in the US has passed one trillion dollars. The enormity of the sum is mind boggling; equal to over 6.5% of America’s GDP. The figure was confirmed in the annual report of the Consumer Financial Protection Bureau Student Loan Ombudsmen, which also revealed some major problems around the […]
This week everyone at Infinity has been celebrating the achievements of Iain Veitch, one of our financial consultants in Hong Kong. Iain, a notable athlete, travelled to Taiwan last weekend to compete in a gruelling international Ironman race against 1,600 competitors and achieved the distinction of finishing with the 11th best time of the day […]
For expats living and working in Asia, a medical insurance plan is not a luxury but a necessity. Quality medical care is available at a cost across the region and in the event of an accident or illness, expats without cover face potentially dire consequences. Healthcare costs can escalate very quickly to the point that […]
In last week’s post of our ‘Financial Planning for a better life’ series of blogs, we examined the importance of good financial planning for students, and how budgeting and being mindful about debt and spending habits can pave the way for a financially stable future. This week’s post will look at how proper financial planning […]
Cambodia is a country still suffering from widespread poverty which has resulted in a lack of education facilities for many children. Insufficient resources have led to a lack of funding for schools and therefore the burden of providing a decent education often falls to charities and NGOs. One such charity is the Seametrey Children’s Village […]
Expats living in Hong Kong are advised to carefully consider the finer details of their pension. Many people fall victim to their own underestimations when it comes to securing a good pension, which can cause enormous difficulties in financial planning as retirement approaches. Expats working in Hong Kong should ensure they are on track to […]
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