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Not making a will is folly for more than one reason. If you don’t already have one, here is some food for thought which might just spur you on to move the important, but not necessarily difficult, task of making a will to the top of your to do list. 1. Your partner could lose […]
A post popped up on my Facebook post – and that of millions of others – this week containing a letter from a hacked off graduate, Simon Crowther, to his MP complaining about the hike in his student loan rate after graduation. The post contained a statement detailing interest payments totalling £1,800 over the course […]
Often company shareholders are rewarded with a dividend – this is a portion of the company’s profits which the board of directors decides to share with investors when a company has performed well. It is always extremely gratifying for investors to receive a dividend cheque in the post and tempting to use the windfall to […]
A 2012 survey revealed that 58% of the UK adult population don’t have a will. In this article I outline the main reasons people give for not having a will, along with some pretty heavyweight arguments as to why they are poor excuses for not taking the important step of sorting out exactly what will […]
Saving enough for a happy and secure retirement is becoming increasingly difficult and indeed could become an unattainable luxury for some. Retirement infrastructure in many countries is at breaking point which leaves it in the hands of individuals to save enough to support themselves after they finsin retirement. And yet huge numbers of people are […]
UK parents will lend a whopping £5bn to their children this year in order to help them take the notoriously difficult first step on to the property ladder. 25% of all mortgage transactions in the UK in 2016 will be partially financed by parents with an average contribution of £17,500. Over the course of the […]
In an ideal world all our clients will have started putting money aside for their retirement from the very first pay packet they received. In reality, this is often not the case. A familiar scenario is for someone to have spent their twenties feeling immortal and that pensions are a waste of money when there […]
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