I am a financial consultant in China. I live and work in Shanghai, but regularly travel to other cities in Asia for business. Because expatriates often move from location, I have customers everywhere, from Los Angeles to Shanghai, from London to Hong Kong. Most of my customers are based in Southeast Asia. I am known for my straightforward Dutch approach in terms of financial advice and also a good eye for the risks associated with investing, and identify the risks of possible investments and insurance. As a financial adviser in China, I sponsor the Dutch Association in Shanghai.

Inflation with term deposits

Keeping up with inflation with term deposits: an investment solution with minimal risk

The current investment landscape is challenging but there are some glimmers of good news! Byung Koo Mulder proposes a low-risk investment option that has recently become more attractive.   The challenge of saving for retirement The 2023 Natixis global retirement index has recently been published and highlights the biggest concern for investors right now: inflation.…


Retail Investing: Is It The Smart Way To Build Wealth?

There have been a lot of headlines recently concerning a new ‘army’ of retail investors, opening millions of new trading accounts all over the world, including in the US, Europe, Australia and China. Online and mobile apps including Robinhood, Schwab and E-Trade are bringing trading to the masses, dramatically simplifying the buying and selling of stocks, options and…

Do you really need critical illness insurance

Do You Really Need Critical Illness Insurance?

So you already pay health insurance, life insurance, home insurance, car insurance, and travel insurance. Do you really need to spend more of your hard-earned cash on yet another type of insurance, such as critical illness insurance? I get why many people think critical illness is one kind of insurance cover they can live without,…