Senior Financial Consultant- Highly Commended Emerging Talent of The Year (International Investment Awards 2019)
I aim to maintain and grow an excellent relationship with each client which lasts throughout their working lives and beyond. I strongly believe that a good financial adviser can make a significant difference to an individual’s financial success and positively impact their lives, which is why I love doing what I do.
Why many UK pension holders may end up paying more tax than necessary and how to find out if you are one of them. What is the Lifetime Allowance? The Lifetime Allowance (LTA) is a limit on the amount of pension benefit that can be drawn from UK pension schemes without triggering an extra…
Are you sticking with your old pension provider out of a false sense of loyalty or because you are not sure what better options there are around? In this article, I explain why you might want to consider UK pension transfers to a SIPP. The results of a recent UK survey by PensionBee regarding pension saving revealed…
If you are one of the dwindling few to have a gold-plated defined benefit (DB) final salary pension you are fortunate indeed. The standard advice is that if you’ve got a DB pension, keep it. But is that always the best choice? The dangers of transferring money out of a defined benefit pension A guaranteed…
A very common question I get asked as a financial adviser working with many expatriate clients in Asia is whether it is a good idea to transfer a UK pension. It is certainly a sensible question to ask for those wishing to ensure that they are making the most of their savings and investments to…
If you know you should be planning your financial future and safeguarding the assets you have, but you aren’t quite sure where to start, this is the article for you! I am a highly qualified financial planner. Having worked with hundreds of clients to sort out their financial planning, I have seen many times over…
Did you know that you remain eligible to contribute and then receive the UK state pension even if you live overseas? Here’s the lowdown on the UK state pension and how to make sure you qualify for it. How much is the UK state pension? The full UK state pension is currently £175.20 a week…
Former UK pensions minister Steve Webb, who made headlines back in 2014 when pension freedoms were introduced by suggesting that it was ok for pensioners to blow their pensions on a Lamborghini, has issued a warning about the fragility of the UK’s Pension Protection Fund. The Pension Protection Fund is frequently described as a ‘lifeboat’…
Leaving your 9-to-5 job can be tempting, especially when you know that you have state pension and retirement benefits to fall back on. But while leaving the workforce might seem like the perfect way to escape the daily grind, it can be a big mistake if you haven’t prepared a solid retirement plan or are…
The Covid-19 pandemic has been expensive both in terms of human cost and economically for individuals, businesses and governments. Furlough payments are costing governments around the world mind-boggling sums. While those payments have been welcomed from those struggling to stay afloat in these tricky times, the payouts have created huge deficits, which continue to increase,…
If you are invested in the stock market, it’s safe to say that since the beginning of the year the value of your portfolio will have taken a tumble, which may well have left you demoralised. The incessant media chatter has talked the economic fallout of the coronavirus up to biblical proportions. With the World…