Senior Financial Consultant- Highly Commended Emerging Talent of The Year (International Investment Awards 2019)
I aim to maintain and grow an excellent relationship with each client which lasts throughout their working lives and beyond. I strongly believe that a good financial adviser can make a significant difference to an individual’s financial success and positively impact their lives, which is why I love doing what I do.
The lifetime allowance affects all pension holders in the UK with pensions worth over £1,073,100. If you fit into this category, you might be eligible for tax-saving protections. Carl Turner looks at the options below. What is the lifetime allowance? The lifetime allowance (LTA) is a limit on the amount of pension benefit that can…
Are you overwhelmed by the idea of investing in the stock market? Put off by the prospect of having to keep up with the markets and decide when to buy and sell? Frightened you could lose everything? Many people are scared of investing, but it can be much simpler than you think. Carl Turner explains…
Why many UK pension holders may end up paying more tax than necessary and how to find out if you are one of them. What is the Lifetime Allowance? The Lifetime Allowance (LTA) is a limit on the amount of pension benefit that can be drawn from UK pension schemes without triggering an extra…
Are you sticking with your old pension provider out of a false sense of loyalty or because you are not sure what better options there are around? In this article, I explain why you might want to consider UK pension transfers to a SIPP. The results of a recent UK survey by PensionBee regarding pension saving revealed…
If you are one of the dwindling few to have a gold-plated defined benefit (DB) final salary pension you are fortunate indeed. The standard advice is that if you’ve got a DB pension, keep it. But is that always the best choice? The dangers of transferring money out of a defined benefit pension A guaranteed…
Covid-19 has many things to answer for, and here’s another: the stress it is causing with regard to retirement savings. Saving enough money from monthly income for a comfortable retirement income is always a major source of financial stress, but the percentage of those worrying about an inadequate pension fund has risen due to the…
A very common question I get asked as a financial adviser working with many expatriate clients in Asia is whether it is a good idea to transfer a UK pension. It is certainly a sensible question to ask for those wishing to ensure that they are making the most of their savings and investments to…
If you know you should be planning your financial future and safeguarding the assets you have, but you aren’t quite sure where to start, this is the article for you! I am a highly qualified financial planner. Having worked with hundreds of clients to sort out their financial planning, I have seen many times over…
Did you know that you remain eligible to contribute and then receive the UK state pension even if you live overseas? Here’s the lowdown on the UK state pension and how to make sure you qualify for it. How much is the UK state pension? The full UK state pension is currently £175.20 a week…
Former UK pensions minister Steve Webb, who made headlines back in 2014 when pension freedoms were introduced by suggesting that it was ok for pensioners to blow their pensions on a Lamborghini, has issued a warning about the fragility of the UK’s Pension Protection Fund. The Pension Protection Fund is frequently described as a ‘lifeboat’…