Existing clients can use these links to log in to the Infinity dashboard. Not a client? Why not get in touch to find out about our services.
Currently showing posts by Author.
We have talked about the importance of critical illness cover in protecting your family against the possible consequences of contracting a serious illness in previous blog posts. Medical advances have led to earlier diagnosis of critical illnesses such as cancer and heart disease which in turn have raised survival rates. That is clearly great news […]
What do you think is your most valuable asset? Your property? Your car? Your retirement fund? All those things may be worth a lot of money, but they are still almost certainly worth less than your most valuable asset: you and your ability to earn over the course of your lifetime. Say you are 40 […]
This week – 18th to 24th October – is Good Money Week, an initiative aimed at increasing awareness of ethical or socially responsible investing. We all have the possibility of using our money to invest responsibly and as our world faces the huge challenges presented by rapid population growth, scarcity of resources, increasing social inequality […]
Today’s blog is a guest post from Charlie Rosier, Director of our Investment Property partner Blackfish. 2015 has been a tumultuous year for the UK property market. December 2014 saw changes to the Stamp Duty threshold, which gave tax relief to over 97% of properties, but increased tax for the most expensive. The impact was […]
Life insurance is a confusing subject for many, which is one reason why there are so many myths surrounding the subject. Here are some of the most common reasons given for not taking out life insurance – myths that have no foundation in fact. 1. My home policy will cover me abroad In reality it […]
This week the Telegraph reported that over half of high-earning Britons (those earning upwards of £60,000) plan to either spend a large part of their retirement abroad, emigrate permanently or live abroad for a number of years. And 12% of those earning £25,000 or less are hoping to leave British shores forever once they retire. […]
Although pensions affect us all if we are lucky enough to last until we stop working, there is a surprising amount of confusion surrounding the subject. Here are 5 common myths about pensions: 1. I don’t need a private pension, the state will support me This is probably the most common pension myth, often used […]
The short answer is yes! And here’s the lowdown on why. Young people tend to take greater risks in life, which explains a lot of things including why adolescents commit more crimes than other age groups, why they are more likely to drink and smoke and why it costs a lot more to insure a […]
Investors who currently have all their money tied up in equities are having a bad time of it. The China crisis on Monday 24th August sent shockwaves around the world causing share prices to nosedive. Immediately after Black Monday the FTSE 100 was down 4.6% with £73.75bn wiped off the value of shares and a […]
The collapse of the banking sector, mis-selling of endowments, pensions, PPI, the LIBOR rate fixing scandal… it’s not hard to see why financial companies are not exactly top of the trusted professions list right now. Public mistrust is possibly at an all-time high and the industry is having to take a long hard look at […]
In a previous blog post we dealt with the impossibility of avoiding risk altogether when investing and the importance of working out your own personal tolerance to risk and then diversifying your assets. In this post, I’d like to highlight the different types of risk involved in investing. Inflation risk Inflation is a silent thief […]
If you have strong political, religious or environmental beliefs, it makes sense to invest in companies which don’t go against your principles. If you think Amazon is the work of Satan because of its reputation for tax avoidance and unfair treatment of its employees then you will probably avoid investing in shares in the company. […]
Investment involves risk. Always. The important thing is to manage that risk in a way which is suitable for each individual. In order for financial planners to be able to find the best level of investment risk for each client, they need to work out the individual’s risk profile. This involves three elements: Risk capacity […]
On 24th August, the Shanghai Composite Index (SHCOMP) fell 8% in a single day, plummeting 40% from its peak just a few short months ago in June 2015 after heady gains in the first half of the year. Black Monday not only affected investors in the country itself but has sent shockwaves around the world […]
Now there’s an attention-grabbing headline if ever I saw one but now I’ve got your attention, I’m going to burst the bubble. The phrase ‘risk-free investment’ is an oxymoron. No investment is ever entirely free of risk. Even stuffing your money under a mattress has its dangers – not only could that money be stolen, […]
We all know that a private school education doesn’t come cheap but is it worth the money? Sending a child to private school in the UK for the duration of their education is now estimated to cost over a quarter of a million pounds, significantly more if the child boards. This represents a fourfold increase […]
Expats living in Malaysia often benefit from a high level of disposable income due to generous salary packages combined with inexpensive day-to-day living, which makes their time spent working there a great time to get ahead in the retirement planning game. In spite of this, planning a pension often comes way down the list of […]
None of us like to waste money on unnecessary expenses, which is why Infinity consultants sometimes get asked by clients if they really need to take out life insurance, health insurance and critical illness cover. Those lucky individuals who have never experienced health problems or tragic loss in their family can feel like they are […]
If you are an expat living in Asia and are female, young and/or unattached, you may not consider maternity cover to be relevant to your healthcare policy at this stage, but don’t dismiss it out of hand just because pregnancy seems a remote possibility right now. What few women (and fewer men!) realise is that […]
For all expats in Malaysia, medical insurance is a must-have and here are the reasons why: 1. It is a legal requirement In 2011 the Malaysian government introduced legislation making medical insurance in Malaysia compulsory for all foreign workers. The snappily-named Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) means that foreign workers must take […]
This Site and the Content are not directed at or intended for distribution to any person (or entity) who is a citizen or resident of Hong Kong (or located or established in) any other jurisdiction where the use of the Site would be contrary to applicable law or regulation or would subject Infinity Financial Solutions Limited to any registration or licensing requirement in such jurisdiction.
Persons (or entity) who is a citizen or resident of Hong Kong please click on the link below to access our Hong Kong Site.