Senior Financial Consultant
When I provide a financial consultation, my approach is to treat my client like a business entity I am in collaboration with to achieve their goals and objectives. Through a combined client/consultant effort I seek to improve their strategies, stressing that actions without positive results are costly and a setback to their financial futures. My priority is always a successful end result.
How do you manage your monthly finances? Maybe the following scenario sounds familiar. You have every intention of saving but you pay your essential bills – mortgage/rent, insurance and utilities – then you spend on the non-essentials that take your fancy over the course of the month – meals out, takeaways, clothes, gadgets – and…
We’re all living longer. Official US government statistics indicate that a girl born in 2020 will live to the ripe old age of 87 while a boy will reach 83. That’s brilliant news….or is it? Well, it is if your golden years are worry-free, but will they be? Will you have enough money to fund…
Life insurance is a crucial part of financial planning although an element that is neglected by many. If you have been doing without life insurance up to now, here are six reasons why you should prioritise putting a policy in place. It’s an easy way to protect your loved ones You’d do anything for your…
Investors aim to make their money grow by harnessing the power of compound interest. Given time that power can be an impressive force which does magical things. Like doubling your money without you having to lift a finger. In fact, with the right investment products, it’s not about whether you can double your money but…
As far as I’m concerned, medical insurance is an essential for all expatriates living in Asia. But all policies are not equal. The premium of a particular policy may be attractive but you shouldn’t be using price as the sole criteria by which to choose your health insurance cover. When it comes to financial planning…
All financial planning starts with budgeting. A budget is a roadmap for your finances. Just as you would find it very difficult to travel across an unknown city without a map, you will have trouble managing your finances without a budget. A budget is a list of all your household expenses including housing costs (rent/mortgage),…
With family comes responsibility and that includes financial responsibility. Although financial planning is best started as soon as you begin your career, in reality becoming a parent is often the catalyst for many people to start taking their financial planning seriously. One really important element of financial planning from a peace of mind point of…
The trade war between the US and China has been rumbling on for some time now. Back in July 2018 China accused the US of starting ‘the biggest trade war in history’ when President Trump first imposed steep 25% tariffs on more than 800 Chinese products with a value of around $34 billion, including car…
Estimates on the number of US citizens living abroad vary wildly – I’ve seen anything from 2.2 million to 9 million – but one thing we do know is that they face some serious difficulties when it comes to finances, and the situation has become increasingly challenging in recent years. Here are the most common…