Protecting your kids from financial disaster

Who taught you about money management? School, your parents, no-one at all? The latter seems to be the case for most of my generation, with the majority muddling along working it out for themselves and trying to get to grips with budgeting, saving and understanding how interest works as they…

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A Brief Guide To Ethical Investing

With climate change high on the global agenda, I’ve had an increasing number of clients looking to put their money into companies they believe are doing the right thing for the planet, for example those involved in areas such as renewable energy or sustainable transport, while steering clear of the…

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are you rich enough

Are You Rich Enough?

Do you consider yourself to be rich? Most of you would answer no to that question. You probably live in a fairly average house, drive a pretty normal car and have to save up for holidays, luxuries and your child’s university education. Your life is a world away from the…

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know your customer

Know Your Customer: Why We Ask All The Questions We Do

I know that it can be frustrating for consumers to be constantly bombarded with questions and requests for proof of address documents and ID by everyone from utility companies, banks, insurers and, yes, your financial adviser. And while I know that it can seem superfluous, I’ve written this post to…

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climate change affects insurance premium

Climate Change Affects Insurance Premiums

Aside from a few hard-core climate deniers, most of us have woken up in recent years to the fact that we are irreparably damaging our planet and need to do something about it fast. Evidence of climate change is all around us, especially here in Asia. Back in 2014 the…

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money laundering global issue

Money Laundering: A Massive Global Problem

Would you care to take a guess at the amount of money that is laundered globally per year? Of course, it’s a difficult figure to calculate, given that we are talking about illegal activity, but according to the United Nations Office on Drugs and Crime (UNODC) it’s somewhere between $800bn…

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insurance for my family

Which Insurance For My Family?

With family comes responsibility and that includes financial responsibility. Although financial planning is best started as soon as you begin your career, in reality becoming a parent is often the catalyst for many people to start taking their financial planning seriously. One really important element of financial planning from a…

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life insurance coverage

Do I Have Enough Life Insurance?

I’ve been carrying out lots of client review meetings recently – something which all advisers should do by the way so if yours doesn’t, it might be time to switch – and the issue of life insurance has been coming up a lot. These reviews have often thrown up clients…

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