What should you do, when funds behave badly?

Did you hear about the billion pound funds which are in the dog house? Well you can read all about them in volume 2 of Tilney’s Spot the Dog guide for 2019. Billed as ‘The Guide fund managers would like to ban’, the quarterly publication lifts the lid on underperforming…

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Why investment behaviour matters

The behaviour gap in a financial sense describes the gap between investment returns and investor returns. To put it in other words, this is the difference between what we should do with our investments and what we actually do. The problem with investing is that emotions can take over and…

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The 6 biggest myths about retirement

Having worked as a financial planner for over 15 years, I’ve heard many misconceptions surrounding retirement planning. Here are six of the biggest retirement myths that I hear. I hope reading these provides food for thought and spurs you into action if you have neglected to think about securing your…

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The best investment you can make…..

From the title of this post you might be expecting me to recommend a superstar fund to invest in or an unmissable Cypto coin…. But no, I’m talking about something much simpler: paying off your credit cards and other ‘bad’ debts. If you have debts, eliminating them is the best…

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My employer covers my medical insurance. Do I need my own?

Anyone who is serious about getting their finances in order needs to consider their medical insurance, which comes under the wealth protection umbrella of financial planning. It’s key to have good medical cover which will give fast and efficient access to the treatment you need if you, or a member…

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Are you riding your scooter illegally in Vietnam?

4 things that you need to drive legally if you own a scooter / motorbike in Vietnam: Driving Licence – A Local / International Driving Licence for anything above 50cc. Blue Card – proves that you own your scooter. Helmet – always wear a helmet and make sure it’s a…

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