What should you do, when funds behave badly?

Did you hear about the billion pound funds which are in the dog house? Well you can read all about them in volume 2 of Tilney’s Spot the Dog guide for 2019. Billed as ‘The Guide fund managers would like to ban’, the quarterly publication lifts the lid on underperforming…

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Why investment behaviour matters

The behaviour gap in a financial sense describes the gap between investment returns and investor returns. To put it in other words, this is the difference between what we should do with our investments and what we actually do. The problem with investing is that emotions can take over and…

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The best investment you can make…..

From the title of this post you might be expecting me to recommend a superstar fund to invest in or an unmissable Cypto coin…. But no, I’m talking about something much simpler: paying off your credit cards and other ‘bad’ debts. If you have debts, eliminating them is the best…

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Financial planning for a stay-at-home spouse

I recently came across an article by Melinda Gates on Linkedin which stopped me in my tracks. It was this quote, from economist Marilyn Waring, which particularly resonated with me: ‘If you hired workers at the market rate to do all the unpaid work women do, unpaid work would be the biggest…

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Eight bad financial habits you should avoid

It has never been more important to save and accumulate wealth to ensure that however long you live, you will have enough money to ensure that you have a comfortable life wanting for nothing. And that requires adopting good financial habits. Here are eight signs which indicate that you probably…

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Are forgotten assets losing you money?

Back in 2016 the Financial Conduct Authority (FCA) in the UK launched a review of the the life and pension sector’s closed-book business which revealed how they were exploiting their longest-serving customers. The review highlighted a number of failings including holding customers to unfair and outdated terms and conditions written…

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Why do we procrastinate over our financial decisions?

You know deep down that you should be getting to grips with budgeting, saving regularly and investing for your retirement but you’re not. And you’re not alone. But why? It is difficult to think about the future when we live in an insanely fast modern world where we’re frantically pedalling…

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