life insurance as estate planning tool

Life Insurance: A Useful Estate Planning Tool

Estate planning is a really important part of the wealth protection element of a comprehensive financial plan and life insurance can play a number of roles in this, particularly if you should pass away suddenly and/or prematurely. I’d like to take a look at these below.  Immediate access to fund…

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The Lowdown On UK Inheritance Tax

Those two pesky certainties in life – death and taxes – are both unpleasant topics to think about but if you want to ensure that your financial planning is watertight, you need to tackle both head on. And while there is, sadly, nothing you can do to avoid death, there…

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British expats – are you aware of UK domicile rules?

Residency and domicile status are essential elements to take into account during the financial planning process, particularly with regard to inheritance tax (you can read my post on that here), but they can be tricky to get your head around. This article is aimed at you if you are a UK…

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Making life easier for the executor of your will

The executor of your will – Despite the promises made by David Cameron to raise the inheritance tax threshold to £1mn, it remains stuck at £325,000. The value of any estate over and above that is taxed heavily at 40%, although changes in the 2015 budget will be start to…

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