Setting the record straight on health insurance

Health insurance is an equally contentious subject. Many people don’t see the point in investing in a comprehensive health insurance policy although we think that is absolute madness considering the skyrocketing cost of healthcare, which is rising far ahead of inflation. Others have false ideas regarding what they are covered…

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To uni or not to uni…?

A level results came out in the UK last week with over 300,000 students finding out whether they had made the grade. Fewer students received A and A* grades this year with a drop of 0.9 percentage points, the biggest fall since records began. 25.5% of grades were in the…

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What should you do, when funds behave badly?

Did you hear about the billion pound funds which are in the dog house? Well you can read all about them in volume 2 of Tilney’s Spot the Dog guide for 2019. Billed as ‘The Guide fund managers would like to ban’, the quarterly publication lifts the lid on underperforming…

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Why investment behaviour matters

The behaviour gap in a financial sense describes the gap between investment returns and investor returns. To put it in other words, this is the difference between what we should do with our investments and what we actually do. The problem with investing is that emotions can take over and…

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The 6 biggest myths about retirement

Having worked as a financial planner for over 15 years, I’ve heard many misconceptions surrounding retirement planning. Here are six of the biggest retirement myths that I hear. I hope reading these provides food for thought and spurs you into action if you have neglected to think about securing your…

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The best investment you can make…..

From the title of this post you might be expecting me to recommend a superstar fund to invest in or an unmissable Cypto coin…. But no, I’m talking about something much simpler: paying off your credit cards and other ‘bad’ debts. If you have debts, eliminating them is the best…

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