What can a financial planner do for you?

What can a financial planner do for me?

Teenagers have a lot of information thrown at them at school from French verbs to calculus, from ox-bow lake formation to endless historical datas. What they don’t receive as part of their formal education is a grounding in the principles of financial planning. Given the total absence of basic financial…

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Should investors listen to politicians?

Traditionally the answer to this question has been no. Politicians have always been good at talking the talk at election time yet failing to deliver much of what they promised when they actually get into power and for this reason investors have generally been advised not to pay too much…

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The lowdown on UK inheritance tax

Those two pesky certainties in life – death and taxes – are both unpleasant topics to think about but if you want to ensure that your financial planning is watertight, you need to tackle both head on. And while there is, sadly, nothing you can do to avoid death, there…

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The biggest financial mistake young people make

It is a scenario that we as financial planners see time and again. Individuals who reach their forties, crossing the threshold from youth to middle age, and suddenly realise that they are halfway through their careers, that retirement is a lot closer than they thought and that they have yet…

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Financial planning for a stay-at-home spouse

I recently came across an article by Melinda Gates on Linkedin which stopped me in my tracks. It was this quote, from economist Marilyn Waring, which particularly resonated with me: ‘If you hired workers at the market rate to do all the unpaid work women do, unpaid work would be the biggest…

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In defence of the stock market

Of course you can lose money on the stock market and people do so every day. And some days the losses are big. The media gets very noisy when the markets crash. Think of the furor when the global financial crisis hit in 2007/2008 but also more recently when Chinese…

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