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Employee medical cover is healthcare insurance provided through a group insurance plan for a business’ employees. As part of a remuneration package or as a discounted perk, employee medical cover provides benefits for employee and employer alike. Employees can enjoy the peace of mind provided from knowing that health issues will not be a burden on their income or savings. Employers benefit from investing in the healthcare of their staff in the knowledge that their key personnel have access to quality healthcare.
Expat medical cover will often include access to healthcare anywhere in the world, although in some cases certain countries may be excluded to save on the premium. Providers of international medical cover will also offer repatriation and medical evacuation cover, this can be essential in certain locations where access to emergency medical care may require air or other transportation. Health screening services are also often included as an additional benefit. Options such as maternity, dental, outpatient cover and medical history waivers may be available but may come with added premium costs.
Some providers also offer additional benefits after a given period of time or once a minimum number of members have been included in the plan.
Good, professional and up to date medical care is expensive, consequently medical cover can also be expensive with a bewildering range of options and types of cover. The options and costs will vary from provider to provider. It is absolutely necessary to shop around and compare the various solutions and quotes. Professional advice is essential to ensure the correct employee medical cover solution.
Infinity has worked with many companies to create the correct solutions providing the right employee medical cover at the right price. Peace of mind of this nature comes with a significant price tag, it is vital to research and compare each alternative from the outset to avoid making expensive mistakes. Infinity has long established relationships with the leading international medical insurers and can offer exclusive, cost effective deals for bespoke employee medical cover plans. Speak to one of our medical insurance specialists today to begin setting up employee medical cover for your business.
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