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Are you one of those people who is afraid to tackle the subject of your finances – either actual or future? You’re certainly not alone. Here at Infinity we see lots of clients who have procrastinated over getting their finances in order for a whole host of reasons. We strongly believe that everyone benefits from […]

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For some of us it is hard to believe, but this year marks the 30th anniversary of the 1987 stock market crash. Stock market losses were so great on Monday 19th October that it has since been known as Black Monday. The Dow Jones fell 22.6%, which remains remains the biggest percentage drop in a […]

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This cautionary tale will resonate strongly with women from the UK born in the 1950s, many of whom have taken to social media and supported petitions to the government to express their anger at the sudden changing of goalposts by the UK government, the country’s biggest pension provider. It also shows that relying on anyone […]

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Increased life expectancy, a falling birth rate and the coming of retirement age of the baby boomer generation are all contributing to the need to raise the state pension age as the old age dependency ratio, defined as the ratio between the number of people aged 65 and over and no longer working as a […]

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In our consumerist world where you are incessantly invited to spend, spend, spend saving can seem deeply uncool but when you find out all the benefits that you can achieve by saving you’ll realise that this is one new year’s resolution that really could transform your life. Here’s how: It makes you feel good Constantly […]

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Our consultants sometimes get asked this question by people who make the assumption that a financial adviser is something reserved for the filthy rich who have so much money that they need a dedicated person to look after it. Yes, those clients exist but the vast majority of our clients are ordinary people, just like […]

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Many expats come to Asia on generous salary packages and often they benefit from tax advantages too which means that they have an unparalleled opportunity to accumulate significant wealth while they are working abroad. If you are in the fortunate position to have increased your disposable income as a result of moving to Asia, don’t […]

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Do you have difficulty thinking about your retirement? Does the world of no more work, endless spare time and unstructured days seem completely alien to you? If you’ve answered yes to those two questions, you’re not alone. Plenty of my clients, working busy jobs and with infinite pressures on their time, simply cannot imagine a […]

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Few people, and certainly not the opinion polls, forecasted that maverick real-estate mogul and reality TV personality Donald Trump would win the US Presidential Election. So what does the surprise result mean for the global economy and financial markets? Tilney Bestinvest provides its Economic Insight into the effect of the result which you can read […]

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According to figures from Macmillan Cancer Support, one million people in Britain have been involved in a family feud caused by a relative dying without having written a will, and 200,000 of those claimed that their family had been broken up as a result. Grieving for a loved one is a horrible enough process without […]

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Donald Trump’s surprise election win took many people by surprise. Somewhat predictably, the markets went into a bit of a tizzy in the immediate aftermath of the result but by the end of last week they had bumped right back up and were at record levels with the S&P 500 reporting a 3.8% gain over […]

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With cancer the second highest cause of death in women claiming one in seven of us around the world, we are used to hearing scary statistics regarding this pernicious disease. Nevertheless, there has been particularly depressing news coming from the World Cancer Congress in Paris this week. First up, the American Cancer Society revealed that […]

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I’m currently in the throes of planning a family holiday. Holidays are a big deal for me – not only do I love travelling and the new experience it brings, but time away as a family far from the pressures of work and the humdrum routine of everyday life is so unbelievably precious that I […]

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In the 21st century we are living longer than ever before. As a result of advances in medical technology and knowledge ninety is becoming the new eighty and a growing number of us will spend over a century on this earth. Between 2000 and 2014 the number of centenarians in the US grew by 44% […]

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Savers in the UK have been getting a rough deal since the global financial crisis with interest rates held at 0.5% for a long eight years. In August 2016, when Brexit became reality, it was cut still further to a measly 0.25% and experts are predicting that the rate could go as low as 0.1% […]

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The cost of a university education is going up and up. According to a recent article in The Economist student debt in the US has now reached $1.2tn, surpassing credit card debt and car loans. That’s not surprising when you consider that the average cost of a university education in the States is $36,564 per […]

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This saying, usually attributed to management consultant Peter Drucker, sums up perfectly to me the absolute foundation of financial planning. Many people think that they haven’t got enough disposable income to save and give up on a financial plan before they even start. In fact, we can all probably rein in our spending and start […]

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It’s fair to say that the UK’s vote to leave the EU has caused havoc with the pensions of British workers. The interest cut has also caused huge problems for companies offering old salary-linked pensions who collectively were already responsible for a shortfall of £25bn in 2015, an astounding figure which has now risen to […]

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Despite the promises made by David Cameron to raise the inheritance tax threshold to £1mn, it remains stuck at £325,000. The value of any estate over and above that is taxed heavily at 40%, although changes in the 2015 budget will be start to be implemented next year with a ‘family home allowance’ element, enabling […]

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One of the most common reasons potential clients first make contact with us is that they have received a large sum of money, often an inheritance, and they want advice regarding how best to invest it. The inheritance or windfall is probably a larger sum than they have had to play with previously and therefore […]

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