Savings. Financial Planning

Financial planning challenge: how to get into a savings habit and why it’s important

The only way to build wealth over the long term is to prioritise saving. We explain why and how you should prioritise saving.   Why prioritise saving? ‘Do not save what is left after spending but spend what is left after saving’   These oft-quoted wise words come from none other than investor extraordinaire, Warren…

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Financial planning challenge: how to budget to achieve financial wellbeing

Budgeting is just as important for households as it is for businesses, yet many households fail to get a grasp on their income and expenditure. If that resonates with you, here’s a step-by-step guide to establishing a budget, which will bring you another step closer to financial wellbeing.   Why do I need to budget?…

expats-financial-concerns

Accountability counts: How a financial adviser can help you achieve your financial goals 

If you struggle with saving and investing for retirement, a financial adviser could be the missing link to help you achieve your financial goals. Science proves that accountability makes a huge difference to goal achievement. Is it time to work with an adviser who will hold you accountable for your financial decisions?    The challenge…

Inflation with term deposits

Keeping up with inflation with term deposits: an investment solution with minimal risk

The current investment landscape is challenging but there are some glimmers of good news! Byung Koo Mulder proposes a low-risk investment option that has recently become more attractive.   The challenge of saving for retirement The 2023 Natixis global retirement index has recently been published and highlights the biggest concern for investors right now: inflation.…

definging your financial goals

Financial wellbeing challenge: Five reasons why it’s important to define your financial goals

February’s theme in our financial wellbeing challenge is ‘Define your financial goals’. In this article, we explore why this is such an important step in the financial planning process.    This month: define your financial goals Van Gogh said ‘Great things are not done by impulse, but by a series of small things brought together.’ I doubt…

buisness insurance. risk

Business insurance explained: Professional liability insurance – is your business protected?

An underinsured business is a vulnerable business, exposed to unnecessary risks that could lead to financial instability and potential bankruptcy in today’s litigious business landscape. We explore why professional liability insurance is an essential protection mechanism for your business.  What is Professional Liability Insurance?  Professional liability insurance, also known as Errors and Omissions insurance (E&O…

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Expatriate financial planning: eight rookie financial planning mistakes to avoid

Embarking on a new expatriate life in Asia offers exciting opportunities for personal and professional growth. Expatriates often also benefit from high disposable income and advantageous tax positions enabling them to fast-track towards their financial planning goals. However, managing your finances in an unfamiliar setting involves certain challenges. We highlight some common financial pitfalls that…

Financial Planning

Lunar New Year: Financial planning dragon-style!  

On 10th February 2024 billions of people around the world welcomed the Year of the Dragon. And while in the West they tend to breathe fire and inspire fear, in Asian cultures, dragons are more benevolent creatures symbolising, amongst other things, prosperity. Making them the perfect mascot for financial planners! Year of the Dragon: time…