Children. Teachers and Savings

The easy way for expatriate teachers to save and invest

If you’re serious about saving while teaching in Asia, you’ll need to ditch the low interest bank savings accounts and embrace alternative investment options. If that sounds scary, there is a stress-free way to do it. We explain unit cost averaging and how Infinity can help you make the right investment decisions.   Investing for…

money-coin-banknote-with-calculator-with-note-start-saving-emergency-fund

Financial wellbeing challenge – Why an emergency fund is a must-have

When you start saving, the first thing you should do is accumulate an emergency fund. We talk you through the why and how. What is an emergency fund? If you’ve ever lived hand-to-mouth, you’ll know just how stressful it is. The constant worry that an unexpected expense will arise to completely derail your finances is…

Compound interest

Financial wellbeing challenge: Compound interest: friend or foe?

If you’re a saver, compound interest is your friend, steadily boosting your savings over time. However, if you’re in debt, it is a formidable foe that can have a significant negative impact on your financial well-being. We take a look at how compound interest escalates debt.   Compound interest: savings booster or debt escalator We’ve…

Step by step guide to financial wellbeing

Financial wellbeing challenge: a step-by-step plan to managing debt

April’s theme for our financial well-being challenge is debt management. There is no doubt that taking control of your debt will significantly improve your financial – as well as your physical – well-being. How do you go about it? Follow our step-by-step guide. The link between debt and wellbeing Debt and well-being are inextricably linked.…

Savings. Financial Planning

Financial planning challenge: how to get into a savings habit and why it’s important

The only way to build wealth over the long term is to prioritise saving. We explain why and how you should prioritise saving.   Why prioritise saving? ‘Do not save what is left after spending but spend what is left after saving’   These oft-quoted wise words come from none other than investor extraordinaire, Warren…

20-money-saving-ideas-for-2023

Financial planning challenge: how to budget to achieve financial wellbeing

Budgeting is just as important for households as it is for businesses, yet many households fail to get a grasp on their income and expenditure. If that resonates with you, here’s a step-by-step guide to establishing a budget, which will bring you another step closer to financial wellbeing.   Why do I need to budget?…

expats-financial-concerns

Accountability counts: How a financial adviser can help you achieve your financial goals 

If you struggle with saving and investing for retirement, a financial adviser could be the missing link to help you achieve your financial goals. Science proves that accountability makes a huge difference to goal achievement. Is it time to work with an adviser who will hold you accountable for your financial decisions?    The challenge…

Inflation with term deposits

Keeping up with inflation with term deposits: an investment solution with minimal risk

The current investment landscape is challenging but there are some glimmers of good news! Byung Koo Mulder proposes a low-risk investment option that has recently become more attractive.   The challenge of saving for retirement The 2023 Natixis global retirement index has recently been published and highlights the biggest concern for investors right now: inflation.…