think-you-won-t-qualify-for-a-uk-state-pension-you-might-be-missing-a-trick

Think You Won’t Qualify For A UK State Pension? You Might Be Missing A Trick

If you are a British expat living overseas, and you have already paid some UK National Insurance contributions, you may be able to secure yourself a UK state pension, even if you don’t ever intend to return to the UK. Here’s how. The full UK state pension is currently £179.60 a week (2021-2022) which works…

why-is-it-so-hard-to-save-for-something-so-far-away-hyperbolic-discounting

Why Is It So Hard To Save For Something So Far Away?- Hyperbolic Discounting

If you find it hard to save you can blame hyperbolic discounting. This economic theory explains why humans are hard-wired to seek instant gratification. Here’s the science behind why your bank account feels like a sieve! What is hyperbolic discounting? Hyperbolic discounting refers to the tendency for people to increasingly choose a smaller-sooner reward over…

five-financial-planning-challenges-faced-by-the-lgbtq+-community

Five Financial Planning Challenges Faced By The LGBTQ+ Community

Members of the LGBTQ+ community are no strangers to overcoming hurdles. Whether it’s fighting discrimination in the workplace or demanding equal rights for same-sex couples, there is still a long way to go in many parts of the world to gain true equality for those who identify as LGBTQ+. And there is no shortage of…

financial-planning-for-parents-can-you-answer-yes-to-these-six-important-questions

Financial Planning For Parents: Can You Answer Yes To These 6 Important Questions?

1st June is the United Nations Global Day of Parents, highlighting the critical role parents play in raising children. The day is dedicated to appreciating parents everywhere for their ‘selfless commitment to children and their lifelong sacrifice towards nurturing this relationship.’. We look at what that commitment looks like in financial terms. Life transitions always…

want-to-be-a-millionaire-these-are-the-long-term-financial-habits-you-need-to-adopt

Want To Be A Millionaire? These Are The Long Term Financial Habits You Need To Adopt

Could you join the world’s 47 million millionaires? It is surprisingly doable if you adopt certain financial habits. 20th May is Be a Millionaire Day which celebrates the idea of being a millionaire. Of course being a millionaire doesn’t quite have the cachet it once did – Wikipedia estimates that there are nearly 47 million…