how-ageing-your-face-online-can-help-you-save-more-for-retirement

How Ageing Your Face Online Can Help You Save More For Retirement

Are you putting off saving for retirement. Seeing an image of your future self might just spur you to take action! Which you definitely should. Saving for retirement is essential Far too many people aren’t saving for retirement. The figures are astounding. According to one 2020 survey I read, 17% of over 55s have no…

international-self-care-day-reduce-stress-with-sound-financial-planning

International Self-Care Day: Reduce Stress With Sound Financial Planning

24th July is International Self-Care Day which promotes self-care as a vital foundation of health. Financial planning may not be the first thing that springs to mind when you think of self-care but we know that financial problems can take a huge toll on our mental and physical health. Getting your finances in order significantly…

eight-ways-to-greenify-your-life-on-international-plastic-bag-free-day

Eight Ways To Greenify Your Life On International Plastic Bag Free Day

3rd July is International Plastic Bag Free Day, designed to raise awareness of the negative impact of using plastic bags and encourage shoppers to use more sustainable options. We all know the planet is in trouble, so we’ve put together this list of eight simple switches you can make to greenify your life. 1. Carry a tote…

think-you-won-t-qualify-for-a-uk-state-pension-you-might-be-missing-a-trick

Think You Won’t Qualify For A UK State Pension? You Might Be Missing A Trick

If you are a British expat living overseas, and you have already paid some UK National Insurance contributions, you may be able to secure yourself a UK state pension, even if you don’t ever intend to return to the UK. Here’s how. The full UK state pension is currently £179.60 a week (2021-2022) which works…

why-is-it-so-hard-to-save-for-something-so-far-away-hyperbolic-discounting

Why Is It So Hard To Save For Something So Far Away?- Hyperbolic Discounting

If you find it hard to save you can blame hyperbolic discounting. This economic theory explains why humans are hard-wired to seek instant gratification. Here’s the science behind why your bank account feels like a sieve! What is hyperbolic discounting? Hyperbolic discounting refers to the tendency for people to increasingly choose a smaller-sooner reward over…