Retirement planning and the U-shaped retirement curve: building financial resilience throughout your life

Have you considered how your spending might change over the course of your retirement? Typically, retirement follows a U-shaped spending curve, but many people don’t tend to plan for this. We explain the concept and the importance of financial planning to ensure financial resilience later in life.    Retirement planning for financial resilience in later…

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Retirement planning: it’s a marathon, not a sprint

Retirement planning is a marathon, not a sprint. Building sufficient wealth to ensure a comfortable retirement requires meticulous preparation, thoughtful decision-making, and a long-term perspective. Here’s how expats in Asia can harness the marathon mindset to execute a comprehensive retirement plan. The importance of retirement planning The best time to start your retirement planning was…

Active senior friends exercising at the park in a retirement period

The odds of becoming a centenarian are increasing. Are you prepared for four decades of retirement?

In April 2023, France’s national statistics office, INSEE, released figures showing that France has 30 times more centenarians than in 1975. With the odds of reaching 100 increasing, a solid retirement plan is essential for everyone. A 30-fold increase in centenarians in France France has been in the news recently with its population up in…

UK spring budget 2023: Lifetime Allowance abolished in shock announcement

On 15th March 2023 Jeremy Hunt, the UK’s Chancellor of the Exchequer, delivered the UK spring budget. We look at the major change to pension allowances that may be of interest to UK expats living in Asia. Jeremy Hunt’s spring budget for 2023 was delivered against a backdrop of relatively poor growth and household incomes…