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The envelopes which terrorise post boxes on a monthly basis telling people of their financial health are seldom received with open arms. Bank statements lay out in black and white an individual’s financial circumstances and the reality for many is that they do not make happy reading. So much so in fact that a recent […]
This is the second post in our two articles on how debt can affect your financial planning. Yesterday we focused on the dangers of bad debt and how it could derail your financial planning for the future. Today we look at why not all debt is a bad thing and how some forms of borrowing […]
For most of us debt is an unavoidable fact of life; mortgage payments, outstanding credit card balances, student loan repayments and vehicle financing are all part of financial planning for the majority of household budgets. Most people consider debt to be a burden and of course all debt has to be repaid, but contrary to […]
By the time you read this column chances are that you have spent …and spent…and spent again to cover the cost of your festive season. In fact you may well be trying to recover from a severe financial hangover brought about by all the spending that has been taking place during the Christmas and New […]
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