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With cancer the second highest cause of death in women claiming one in seven of us around the world, we are used to hearing scary statistics regarding this pernicious disease. Nevertheless, there has been particularly depressing news coming from the World Cancer Congress in Paris this week. First up, the American Cancer Society revealed that […]
In the 21st century we are living longer than ever before. As a result of advances in medical technology and knowledge ninety is becoming the new eighty and a growing number of us will spend over a century on this earth. Between 2000 and 2014 the number of centenarians in the US grew by 44% […]
The heart-warming story of Eric Clapton auctioning a guitar to help out a fellow musician is also a cautionary tale of the importance of having comprehensive health insurance. The legendary British singer-songwriter, who penned classics such as Layla and Wonderful Tonight, put one of his guitars up for auction when he heard that his friend, […]
Think of your regular outgoings each month, they probably include some or all of the following, and perhaps additional ones not listed: Mortgage or rent Bills Car and other travel costs Medical bills for you and your family Your pension Loan repayments Travel and holidays To feed, clothe, school and entertain your children Sports and […]
Last week was World Cancer Day and Cancer Research UK released new figures showing that cancer death rates in the UK have dropped by 10% over the last decade. The big four cancers – breast, bowel, lung and prostate – are essentially becoming less deadly due to early detection and diagnosis as well as advances […]
None of us like to waste money on unnecessary expenses, which is why Infinity consultants sometimes get asked by clients if they really need to take out life insurance, health insurance and critical illness cover. Those lucky individuals who have never experienced health problems or tragic loss in their family can feel like they are […]
If you are an expat living in Asia and are female, young and/or unattached, you may not consider maternity cover to be relevant to your healthcare policy at this stage, but don’t dismiss it out of hand just because pregnancy seems a remote possibility right now. What few women (and fewer men!) realise is that […]
For all expats in Malaysia, medical insurance is a must-have and here are the reasons why: 1. It is a legal requirement In 2011 the Malaysian government introduced legislation making medical insurance in Malaysia compulsory for all foreign workers. The snappily-named Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) means that foreign workers must take […]
I would wager that you know at least one person who has struggled against the big C – it’s the one disease which touches almost all of us one way or another but the statistics just got scarier. Previous reports have put our risk of contracting the disease at one in three but the latest […]
Expat health insurance in Vietnam is absolutely vital if you are living in the country full time. Public hospitals may be inexpensive but the standard of care will almost certainly not be on a par with what you will find in Europe or the US. They suffer from a lack of funding and equipment and, […]
It has to be said that the financial industry has not always had the most spotless of reputations and you don’t need to go far to hear a beef from someone who has been mis-sold a life insurance product. Any attempt to sell a financial product or service by misrepresenting that product or by misleading […]
Many people – wisely – take out life insurance as part of a comprehensive financial plan, in fact, in some cases, it is a condition of taking out a loan such as a mortgage. However, far fewer consider their need for critical illness cover, even though evidence suggests that they are far more likely to […]
Earlier this month the UK government announced a crackdown on so-called ‘health tourists’. While new measures are aimed at making savings of £500mn by preventing visitors from accessing free NHS care, they will also affect British nationals living abroad. This runs contrary to indications from the Department of Health last year that UK expats would […]
If only life were that predictable ! Many people believe that they will never become sick … until they do. I sometimes meet people who have had medical insurance for years and not had need to claim on it and they wonder whether it is worth keeping it. Here are 3 reasons why I believe health […]
A new report from Cancer Research UK has highlighted the importance of diagnosing cancer early both to give patients a higher chance of survival and to massively reduce the cost of treatment. Data gathered by the National Cancer Intelligence Network, part of the NHS, revealed that 46% of cancers diagnosed in England in 2012 were […]
If you don’t currently have a good private healthcare insurance policy, especially if you are an expat, recently released figures by a US news agency might spur you into action. According to Bloomberg, the Food and Drug Administration in the US put the cost of 11 out of 12 newly-approved cancer treatments at over $100,000 […]
Technically, the majority of British citizens living abroad are not currently eligible for treatment on the NHS when they are visiting the UK, even if they have made National Insurance contributions for some or all of their working lives. This has long been a big bugbear for the UK expatriate community; however, this could be […]
A recent survey by Bloomberg rated Hong Kong’s healthcare system the most efficient in the world with high life expectancy (83.4 years) coupled with comparatively low state expenditure on healthcare. Most expats however, are not eligible for state-funded healthcare and have to opt for private sector treatment. As you would expect, the country’s world-class hospitals […]
It is an unfortunate fact of life that the cost of medical treatment worldwide is high and increasing faster than the rate of inflation, particularly in the Asia Pacific region. For this reason, all expats living in Asia need to ensure that they have suitable medical insurance in place to cover themselves and their families […]
A recent global survey highlighted some interesting and worrying trends in family financial planning. HSBC’s ‘Why family matters’ review surveyed over 17,000 people from 17 countries across the world and found that there is a general neglect of proper financial planning by families. In today’s world much of a family’s well-being hinges on decisions made […]
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