Chartered FCSI
I have over 20 years of experience in the financial services industry and hold a Chartered FCSI qualification. I ensure that our operations are fully compliant with the rules of our most stringent regulators.
The rapid acceleration of the digital transformation triggered by the Covid-19 pandemic has revealed numerous vulnerabilities which cybercriminals have been quick to exploit. Both businesses and individuals need to take steps to mitigate the potentially catastrophic consequences of a data breach. How safe are your systems? Remote working became the new normal at the height…
It’s not just drugs and arms that are trafficked to make billions of illegal dollars for the powerful criminal networks around the world. The Illegal Wildlife Trade (IWT) is also big business with all sorts of animals – from elephants and rhinos to turtles and pangolins – generating tidy profits. The figures are staggering, if…
What is Money Laundering? Money laundering is the practice used by criminals who have made large sums from illegal activities such as terrorist activities or drug trafficking to ‘clean’ money to make it look as if it has come from a legitimate source. There are dozens of different ways to launder money, from time-worn techniques…
Working from home has become commonplace in the wake of the Covid-19 pandemic and it looks like it will be here to stay. Google’s Chief Executive Sundar Pichai has announced that the company will embrace homeworking and look for flexible solutions for the 62% of its staff who said they would like to return to…
Digital or electronic signatures enable individuals and businesses to authenticate documents on screen without having to go to the hassle of printing, scanning and signing documents but there is still a lot of concern surrounding their safety. In actual fact, the most secure digital signatures are vastly superior to the wet-ink signatures which we have…
At the United Nations Climate Action Summit in September 2019 UN Secretary General Antonio Guterres declared that ‘the tide is turning.’ As the climate change crisis takes centre stage on the world’s agenda, individuals are waking up to how we have been mistreating the earth and seeking to make positive changes in all areas of…
Who taught you about money management? School, your parents, no-one at all? The latter seems to be the case for most of my generation, with the majority muddling along working it out for themselves and trying to get to grips with budgeting, saving and understanding how interest works as they progress through life, often learning…
I know that it can be frustrating for consumers to be constantly bombarded with questions and requests for proof of address documents and ID by everyone from utility companies, banks, insurers and, yes, your financial adviser. And while I know that it can seem superfluous, I’ve written this post to try and explain to our…
Would you care to take a guess at the amount of money that is laundered globally per year? Of course, it’s a difficult figure to calculate, given that we are talking about illegal activity, but according to the United Nations Office on Drugs and Crime (UNODC) it’s somewhere between $800bn and $2tn, or between 2…